TO PEOPLE….

q      Home owners are happier and healthier and enjoy a greater feeling of control over their lives.

q      Owning a home is one of the best ways to build long term wealth. Historically, a home owner’s net worth has ranged from 31 to 46 times that of a renter.

q      Home owner’s are free to redecorate, renovate, and modify their homes as they wish.

q      Most home owners enjoy stable housing cost – a fixed-rate mortgage payment might not change for 15 to 30 years while rent typically increases 3% a year.

q      Home owners can typically deduct mortgage interest and property taxes on their federal individual income tax return.

TO COMMUNITIES….

q      People who own homes vote more. Volunteer more and contribute more to their neighborhoods.

q      Home owners do not move as frequently as renters, providing more neighborhood stability.  In turn, this stability helps reduce crime and supports neighborhood upkeep.

q      Children of home owners do better in school, stay in school longer, are more likely to participate in organized activities and spend less time in front of the television.

TO AMERICA….

q      76% American households are owner-occupied.  America is a nation of home owners.

q      Home owners pay 80 to 90% of federal individual income taxes, contributing to federal programs that benefit all Americans.

q      Every home purchased pumps $60,000 into the economy for furniture, home improvements and related items.

q      Housing accounts for more than 15% of the national Gross Domestic Product, a key driver of our national economy.

q      For these reasons and more, home ownership is the American Dream!

As Realtors®, we know all this. But not everyone does.

So spread the word:  Home Ownership Matters!

We are the Realtor team here to help you with the various program in our metro area.  Programs such as   the homeownership- soft second  in New Orleans and   Jefferson Parish (Soft Second in Kenner, IDA’s, Liz Ruth Funds) and much more to assist the community.  We are asking your help in getting the word out.  We want to be the Realtors® to assist you and your employees in the home buying process.

Why should your staff rent when they can own?  Many programs are geared to help make the purchasing of a home more affordable.  These are just a few of what is out in the market today. 

1)     Pinnacle Mortgage Group is offering a great program:
Rural Development Program with loans up to $102% of the appraised value.  You do not need to be a first time homebuyer.  Lexa McDaniel is the loan officer to go to for this program. She can be reached at 985-727-0755 or by email at lexa@mortgagebypinnacle.com

2)      ACE Mortgage of Louisiana has several programs to offer and can guide you to the best fit for  you.  Karla specializes in puchases and refinances of home loans.   ACE Mortgage pf Louisiana offers conventional, FHA, and State bond loans.  Karla Herrera is the bilingual loan specialist.  Karla can be reached at (504)251-6636 or via email at karla@ace-mtg.com  "I can close your deal!"

3)  CENDERA Funding   - David Wagner:  We are a  mortgage banking firm  offering our own in-house mortgage products as well as broker to 30 of the top investors in the nation including pension plans and insurance firms.

I have great renovation and construction loans as well as low rates on FHA and conventional purchases and refinances. I also have investor property rehab loans and multifamily rehab loans for 50 units and up.

I also have some great products to help your borrowers buy HUD and Fannie Mae Repos.

dwagner@cenderafunding.com, on googletalk as renovationlender or call my ofice at 504-656-6870 .  www.DavidPWagner.com

We hope to hear from you (504) 464-6224 or www.conchitasulli.com!

Best regards,

Conchita L. Sulli, ABR, LTG, GRI

Conchita L. Sulli & Associates, Inc.

Realtor® / Bienes Raices  Licensed by Louisiana Real Estate Commission

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